This Privacy Policy applies to your use of the APEXDiGiPe website, mobile application, and all related services. By accessing or using our platform, you confirm that you have read, understood, and agreed to the practices described in this policy. If you do not agree with any part of this Privacy Policy, you must immediately stop using our services.

APEXDiGiPe collects personal information such as your name, mobile number, email address, residential address, date of birth, KYC documents, and payment-related details that you voluntarily provide during registration or while using our services. We also automatically collect certain technical information, including your IP address, device details, browser information, cookies, and usage data, to ensure proper functionality, security, and service improvement. In some cases, limited information may be obtained from trusted third-party sources for identity verification or to enhance service accuracy.

For secure transactions, fraud prevention, and legal or regulatory compliance, APEXDiGiPe may collect and process sensitive information such as passwords, bank or card details, One-Time Passwords (OTPs), device identifiers, and location data. This information is used strictly for identity verification, transaction processing, customer support, service enhancement, fraud detection, and compliance with applicable laws. APEXDiGiPe does not sell or rent user data under any circumstances.

We may share necessary and limited user information with authorized third-party service providers, payment partners, business associates, law enforcement agencies, or regulatory authorities, and during mergers, acquisitions, or business transfers, only when permitted or required by law. All such data sharing is conducted in accordance with applicable legal and security standards.

You are solely responsible for maintaining the confidentiality of your account credentials. You must never share your password, OTP, banking details, or card information with anyone. APEXDiGiPe, its employees, agents, or representatives will never request your password or OTP through phone calls, emails, messages, or any other communication channel. Any loss, damage, or unauthorized transaction resulting from your failure to safeguard your credentials shall be your sole responsibility, and APEXDiGiPe shall not be liable for such losses.

APEXDiGiPe implements reasonable and industry-standard security measures such as encryption, secure servers, access controls, AppLock, and device binding to protect user information from unauthorized access. However, no online platform can guarantee complete security, and therefore APEXDiGiPe’s liability shall remain limited to the extent permitted under applicable law.

APEXDiGiPe reserves the right to update or modify this Privacy Policy at any time without prior notice. Continued use of the platform after such updates shall be deemed acceptance of the revised policy. If you have any questions, concerns, or complaints regarding privacy or data protection, you may contact us, and we will make reasonable efforts to address the issue.